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Choose the business account that is most suitable for you

  • BUSINESS START
  • BUSINESS OPEN
  • BUSINESS TOP

BUSINESS START

Account for entrepreneurs

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Detaily k účtu

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Free withdrawals from all other ATMs at home and abroad from EUR 80.
  • Basic equipment
    • Current account in EUR.
    • Debit Business Standard payment card.
    • BusinessNet Profesional.
    • Smart banking.
    • Unlimited SEPA transactions.
    • Program Mastercard Business Bonus
Contact us
0 or 5 EUR*

BUSINESS OPEN

Accounts for entrepreneurs and small businesses

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Payment card

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Unlimited free withdrawals from all other ATMs at home and abroad.
  • Basic equipment
    • 2 current accounts, in EUR or other available foreign currency.
    • 2 payment cards (Debit Business Standard).
    • BusinessNet Profesional.
    • Smart banking.
    • 100 SEPA transactions.
    • Program Mastercard Business Bonus
Contact us
0 or 7 EUR*

BUSINESS TOP

Account for entrepreneurs and small businesses

Contact us
Payment card

  • Cash without worries
    • Free withdrawals from UniCredit ATMs at home and abroad.
    • Unlimited free withdrawals from all other ATMs at home and abroad.
  • Basic equipment
    • 3 current accounts, in EUR or other available foreign currency.
    • 2 Debit payment cards (1 Business Standrad, 1 Business World)
    • BusinessNet Profesional.
    • Smart banking.
    • 500 SEPA transactions.
    • Program Mastercard Business Bonus
    • Program Mastercard Business Bonus
    • Access to airport lounges
Contact us
15 EUR

What you can get

Reward of up to EUR 168

This reward can be yours as easily as these two steps: open a BUSINESS START or BUSINESS OPEN account before the 31st of December and meet a few simple conditions.

 

How to do it?

1. Open an account with a reward.
Choose the BUSINESS START or BUSINESS OPEN package.

2. Actively use your account for 12 months.
Every month:

  • You need a turnover of at least EUR 400 (START) or EUR 800 (OPEN).
  • Make at least one payment with your debit card (or deposit cash via an ATM).


What is not included in the turnover?

  • Transfers from your own accounts at our bank
  • Transfers from term deposits, credit or investment accounts
  • Interest, fee refunds, cash withdrawals
  • Cancelled card transactions

💡 Cash deposits via ATM are considered as card transactions.

Tax will be deducted from the reward payment in accordance with Slovak tax legislation.

 

Terms and conditions of the BUSINESS START and BUSINESS OPEN account with a reward 2025, valid from October 13, 2025 (PDF)

Mastercard Business Bonus program

With your Mastercard business card (Debit Business Standard, Debit Business World), you will receive the Mastercard Business Bonus programme, which includes many benefits and offers to support your business.

 

Benefits of the programme

  • Airport lounges – free private airport lounges in Bratislava, Vienna and Prague for Debit Business World cardholders to make your travel experience more enjoyable and at a discounted price for your travelling companions. To enter, simply present your business payment card (physical or digital) and your ticket or boarding pass to the lounge attendant. The entry fee, if not free, will be charged to the payment card. Reservations for the lounges are not possible in advance and entry is not guaranteed, as it depends on the capacity of the lounge. Details on airport lounges are available HERE. For more information on airport lounge, please click here Airport Lounges | Mastercard.
  • uLekára.sk – the possibility to use, free of charge, the online medical advice or make an appointment for yourself or your loved ones to see a specialist whenever you need. Read more about the service here: uLekára.sk.
  • Mastercard Assistant – an exclusive assistance service available 24 hours a day and 365 days a year. It includes home (technical emergency services) and personal assistance (online shopping), or home delivery if necessary. Read more including the contact details here Assistant | Mastercard. 

I'm interested

Financial reserve to start with.

No unnecessary paperwork.

  • up to EUR 4 000 
  • with an interest rate of 12-16% p.a. 
  • without submitting a tax return 
  • without submitting a debt-free status 
  • without collateral (only for natural persons who are entrepreneurs)

 

I'm interested

If you are interested in a higher limit, take a look at our list of other overdrafts.

Campaigns' terms and conditions are published only in Slovak language.

What you should know about transaction tax:
Transaction tax

  • we will remit your taxes on your behalf

  • You will separate your private finances from business finances

More information
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