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Make your business easier

with an account that works for you

 

A reward of up to 200 EUR is just the first thing that will make you happy

  • Our accounts are packed with benefits and reward you with much more than money.

  • Even smaller businesses can get tailor made conditions.

  • And as a sole trader or other type of self employed person, you can have an account for free.

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3x easier right away

WE HAVE MANY GREAT SOLUTIONS, BUT THESE 3 ARE OUR STRONGEST

Reward up to 200 EUR

You get 80 EUR just for opening the account.
You can earn the rest over the next six months if you use the account according to the campaign conditions. Plus, the Open Account is free for the first year, and the Start Account remains free if you receive at least 400 EUR monthly.

 

A loan that is fast and fair

Getting a loan is simple, even for new businesses. Up to 10,000 EUR with no tax return required. For loans above 10,000 EUR, we offer a guaranteed 5.9% p.a. rate—something you won’t find easily elsewhere.

Free withdrawals and deposits

Withdraw anywhere in Slovakia and abroad for free—for the START account this applies to withdrawals above 80 EUR. Deposits are also free, and you can choose from 47 branches where our business specialists are happy to help in any way they can.

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Forget your business worries

Transaction tax? We handle it for you. And that’s just the beginning. With our accounts, you can gain premium travel insurance or get an attractive loan after only 3 months. Most importantly, we’re a partner you’ll enjoy having coffee with—someone you can tell what your business needs next. From payment terminals, leasing, and business loans to credit cards and insurance, we can help find the right solution tailord to you and your business needs.

We’re trusted not only by large international companies, but also by thousands of small business owners who genuinely come to us for advice. And if we can help them, we can help you too. Stop by — the coffee is on us.

A solid foundation to rely on

THESE BENEFITS COME WITH EVERY ACCOUNT

Fast payment terminals

We’ll lend you a terminal so your money arrives the next day.

A banker who understands you

You’ll work directly with a business specialist.

Mastercard benefits

Access to airport lounges, virtual assistants, and more.

Online & mobile banking

Full‑featured internet and mobile banking.

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A package of services that won’t cost a fortune

CHOOSE BASED ON YOUR BUSINESS NEEDS

  • START
  • OPEN
  • TOP

START

BUSINESS Accounts FOR SOLE TRADERS}

I'm interested

  • When to choose it:
    • You run your own business.
    • You want at least a year free with benefits normally paid for.
    • You only need an EUR account.
  • What you can get for free
    • All SEPA payments.
    • ATM withdrawals in Slovakia & abroad from 80 EUR.
    • Withdrawals from UniCredit Bank ATMs abroad.
    • EUR account.
    • 1 payment card.
I'm interested
FREE for at least 1 year

After that: free with 400 EUR monthly turnover, otherwise 5 EUR/month

OPEN

BUSINESS accounts FOR COMPANIES & SOLE TRADERS}

I'm interested

  • When to choose it:
    • You’re a company or sole trader and want a year for free.
    • You have up to 100 transactions per month.
    • You need an account in other currencies as well - e.g., CZK or USD.
  • What you can get for free
    • 100 SEPA payments.
    • Free ATM withdrawals.
    • Up to 3 accounts (EUR or foreign currencies)
    • 2 payment cards.
    • Nonstop travel assistant.
I'm interested
FREE for 1 year

Then 4 EUR with conditions, otherwise 8 EUR/month

TOP

BUSINESS accounts FOR COMPANIES & SOLE TRADERS}

I'm interested

  • When to choose it:
    • You’re an established business.
    • You have up to 500 free transactions per month.
    • You need accounts in EUR and other currencies.
  • What you can get for free
    • 500 SEPA payments
    • Free ATM withdrawals
    • Up to 3 accounts (EUR or foreign currencies)
    • 2 payment cards (one can be Debit Business World with travel insurance)
    • Nonstop travel assistant.
I'm interested
15 EUR

monthly

How to open an account

WE’RE HERE FOR YOU AT 47 BRANCHES AROUND SLOVAKIA

Just visit any branch. Our business account specialists will explain everything clearly and without obligation. And if you decide to open the account, they’ll guide you through it right on the spot.

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Frequently asked questions

How much do the Start and Open accounts cost?

Both are free for the entire first year.

Start Account stays free if at least 400 EUR arrives monthly.
Open Account costs 4 EUR/month if you meet at least one of these conditions:

  • At least 800 EUR incoming payments per month
  • Balance at least 10,000 EUR on your main EUR account

Otherwise: Start = 5 EUR/month, Open = 8 EUR/month.

Incoming payments do not include your own transfers between accounts, term deposits, loan account transfers, interest, fee refunds, or card transaction reversals.

Do you really offer such a favorable loan after 3 months?

Yes. If you’ve been in business at least 6 months, you can get

  • Up to 10,000 EUR without providing a tax return
  • Above 10,000 EUR: guaranteed 5.9% p.a.

If you’re just starting, you can borrow up to 4,000 EUR immediately after opening the account. More information HERE.

Can I link one of my cards to a CZK or USD account?

Absolutely. With multiple accounts and cards in your package,
you decide how to pair them. You can even have two cards on one account or assign each to a separate account.

What’s the benefit of the Debit Business World card with the TOP account?

Besides its premium look, it offers:

  • Higher limits for withdrawals and payments
  • Top tier travel insurance for free

If you prefer, you can choose two standard Debit Business Standard cards instead.

What else might be useful

 

Excellent business loans

For loans between 10,000 and 200,000 EUR, you get a guaranteed 5.9% rate with just one tax return. We also offer working capital loans and loans secured by real estate.

More information

 

Payment terminals for your business

We’ll lend you a terminal with next‑day payouts, help with installation and setup, and also offer a payment gateway or mobile terminal.

More information

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