Travel Insurance

for Prime clients

Travel abroad without compromises. Anytime, anywhere.

  • Insurance is automatically included with your premium card

  • With the all-year-round option, you don’t have to sort out every journey separately

  • Comprehensive risk coverage, with above-standard limits

With the Mastercard World Elite Premium debit card, which you receive with your Prime account, you have one of the most comprehensive travel insurance policies on the market. It’s all done automatically, with no paperwork and no stress.

Its benefits include unlimited medical coverage, high coverage limits for other risks, assistance services, year-round coverage, and the fact that it also covers your family (spouse and children) if they are travelling with you. 



 

Main benefits of travel insurance

WHY IS THIS INSURANCE POLICY ONE OF THE BEST IN THE CZECH REPUBLIC?

Hospital treatment abroad with no limits

The costs of hospitalisation, including repatriation, are covered in full. Other medical expenses up to the agreed limits.

Complete ease whilst travelling

Coverage all year round with no need to arrange anything before you travel—automatically valid for trips outside the Czech Republic for up to 90 days.

Covering both drivers and sportspeople

Assistance in the event of a breakdown or accident, even for a hire car, and coverage for common recreational sports without the need for additional insurance.

Protecting luggage and valuables

Coverage in the event of loss, delay, damage or theft—including electronic devices and sports equipment—throughout your stay.

Including third-party liability insurance

Coverage for damage to the health and property of third parties, including legal assistance and the resolution of incidents abroad.

A world leader in assistance services

Allianz Assistance 24/7 organises care, transport, accommodation, and crisis management anywhere in the world.

You can find everything about the insurance terms and conditions, including a full overview of the limits (on the last page) in this document.

 

What's new: You can now easily save the digital version of your travel insurance information card to your mobile wallet—just scan the QR code via this link . If you have any questions about the information card, we have put together a detailed guide for you.

Premium comfort with a prestigious card

THE WORLD ELITE PREMIUM CARD LINKED TO A PRIME ACCOUNT OFFERS SO MUCH MORE

SAFE Plus Insurance

Insurance for cards, personal belongings, and online purchases, as well as for lost wallets and more serious situations, such as forced withdrawals, etc. All of this is covered up to a limit of EUR 4 000.

Airport lounges

As a holder of the prestigious World Elite Premium card, you’ll receive Priority Pass Digital membership, which gives you access to more than 1,800 airport lounges worldwide.

Travel assistance

If something goes wrong while you're travelling—whether it's your flight, luggage, train, or bus—you have 24/7 assistance at your fingertips to help resolve the issue and secure compensation.

You can find full details of our premium banking services on the Prime Banking page.

How can I easily acquire this exclusive travel insurance?

PRIME CLIENTS AUTOMATICALLY HAVE THIS INSURANCE INCLUDED WITH THEIR PRIME ACCOUNT, PROVIDED THEY MEET ONE OF THE FOLLOWING CONDITIONS EACH MONTH:

Regular income

Deposit at least EUR 3 000 into your account at our Bank each month. This includes non-cash incoming payments such as wages, pensions, and other income. Transfers between your own accounts or cash deposits do not count toward the limit.

Investments or savings

Have investments or savings with us totalling at least EUR 50 000. This means the current value of deposits and investments held with our Bank as of the last day of the month.

Mortgage

Take advantage of our mortgage rates with a current drawdown amount starting at EUR 200 000. The condition is assessed based on the amount actually used amount.

Questions about the travel insurance

READ THE ANSWERS TO THE MOST FREQUENTLY ASKED QUESTIONS

OVERVIEW OF COVERED RISKS UNDER THE TRAVEL INSURANCE POLICY FOR PRIME CLIENTS
FROM WHAT DATE DOES TRAVEL INSURANCE COVERAGE FOR PRIME CLIENTS COME INTO EFFECT?
DOES TRAVEL INSURANCE FOR PRIME CLIENTS COVER THE WHOLE WORLD WITHOUT EXCEPTION?
DOES THE TRAVEL INSURANCE FOR PRIME CLIENTS COVER THE WHOLE FAMILY?
WHERE SHOULD I REPORT AN INSURANCE CLAIM IF SOMETHING HAPPENS TO ME WHILST TRAVELLING?
HOW DOES CANCELLATION FEE INSURANCE WORK?
WHICH SPORTS ARE COVERED BY THE INSURANCE FOR PRIME CLIENTS?

Didn't find the answer to your question? Simply give us a call at +421 2 6920 2090. 

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