A bank for entrepreneurs

We are a bank who is your partner in business. We want to help you grow.

PRESTO Business loan with a 0.00 % interest for the first 4 months subject to due repayment.*

Get your business into full swing. Get an instalment loan from our bank up to EUR 40,000 with a 0.00 % interest rate for the first 4 months subject to due repayment.

  • Loans for individuals - entrepreneurs
  • Loans for limited liability companies
  • Up to EUR 40,000
  • All you need is one tax return
  • No proof of the loan’s purpose



* The Bank reimburses its clients for part of the interest to the extent to which such clients are charged interest for 4 months after the date of the loan drawdown, unless such clients are late in making any loan payment or other financial obligations of such clients to the Bank or make an early payment of the principal until the date of the reimbursement of the interest. The part of the paid interest is reimbursed the following month upon the lapse of 4 months after the date of the loan drawdown to a designated account.

This offer applies to BUSINESS loan and it is not applicable to consumers. The offer is valid until 30 June 2019.

This notification does not constitute a proposal for the conclusion of a contract. The provision of loans is subject to signing the relevant contractual documents.






A loan with no obstacles for both start-up and existing entrepreneurs who are in urgent need of a helping hand.

  • Loans for individuals - entrepreneurs
  • Loans for limited liability companies
  • Having no previous track record is not an obstacle
  • Up to EUR 1,200 - 10,000
  • Limits may be divided into bank overdrafts and instalment loans
  • No tax return required
  • No proof of the loan’s purpose
  • No collateral for individuals - entrepreneurs

An account for all entrepreneurs who want to have an account with no extra conditions.

What comes free of charge with a U konto Business account within the monthly fee*:

  • Current account keeping
  • Electronically made outgoing and incoming SEPA payments up to EUR 100,000 per month within the account
  • Cash withdrawals from all ATMs worldwide
  • 10 cash deposits to an account at points of sale
  • 4 other accounts in a foreign currency
  • 3 payment cards of your choice (MasterCard Business/VISA Classic)


*Products and services used beyond the account are charged pursuant to the applicable Price List.




The mentioned products and services are provided to entrepreneurs and small enterprises with annual turnovers of up to EUR 400 thousand.

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