Back to top

Deposits & Savings

Financial reserve is always a good thing to have.

Term deposit in EUR and selected foreign currencies

Are you looking for a safe way for your funds in EUR or selected foreign currencies to appreciated? Then our term deposits are the right choice! 

Anyone more than 18 years old can open a term deposit.

 

2,05 % p. a. for deposits for 12 months and 2 % p. a. for deposits for 6 months

What do you get?

  • Arrangement and management for free
  • Fixed interest rate for entire term of the deposit
  • Minimum deposit amount of EUR 1 000 
  • Choice of currency, duration of deposit, and term deposits

Chcek here for actual interest rates


The funds are legally insured. 
 
To arrange, please contact your banker or go to any UniCredit Bank branch.

 

More information

How can you arrange a Term Deposit in Smart Banking or Online Banking?

The process differs slightly depending on whether you have already had a term deposit before and therefore already have a so-called deposit account for term deposits:

If you already have or previously had a term deposit
  1. Log in to your Smart Banking or Online Banking.
  2. Go to the Savings and Investments section, click on the Term Deposits tab, and then select New Term Deposit.
  3. Set up your new term deposit according to your preferences – choose the current account from which the funds will be taken, the deposit amount, the deposit term, and the deposit type (recurring or one‑off). You will immediately see the interest rate. If you agree, submit the form for signing.
  4. Then review all information about your deposit and confirm its accuracy with your signature.
    You sign in the usual way as for payment approvals:
    • in Smart Banking using biometric authentication or PIN
    • in Online Banking via a confirmation notification sent to your Smart Banking app
If you have not yet had any term deposit

Via Online Banking

  1. Log in to your Online Banking.
  2. Go to the Savings and Investments section, click on the Term Deposits tab, and then select Open Deposit Account.
  3. Fill in the required information, especially the currency of the deposit account, which must match the currency of your current account. In this currency, you will later be able to open term deposits.
    After providing all required information, mandatory contractual documents will be displayed. You need to review them and sign them using Smart Banking.
    After signing, you will be automatically logged out from Online Banking.
  4. After logging in again to Online Banking or Smart Banking, you will find the option to open your first term deposit in the Term Deposits section (see steps in Part A above).

 

Via Smart Banking

  1. Log in to your Smart Banking. Go to Offers – Investments & Savings – Term Deposits, or in your current account select Options – Open Term Deposit.
  2. Fill in the required information, especially the currency of the deposit account, which must match the currency of your current account. In this currency, you will be able to open term deposits. After providing all required information, mandatory contractual documents will be displayed. You need to review them and sign them using Smart Banking.
  3. Once the process of opening the deposit account is complete, you will be able to open your first term deposit in the same sections (see steps in Part A above).
  4. In Smart Banking, you can also open a deposit account in a second currency (e.g. USD), provided you also have a current account in that currency, and subsequently open term deposits in those currencies as well.

APPLY NOW

Spinning wheel animation

Loading

UniCredit Logo