Loan insurance

Insurance of the ability to repay a Mortgage Loan

Take out insurance for your Mortgage Loan and protect yourself in the event of unexpected life situations. In the event of critical circumstances which could negatively affect your life, insurance company will ensure that the consequences of such circumstances are mitigated.

Benefits you get:

  • A fast and easy way of insuring your loan in UniCredit Bank
  • A simplified examination of your health
  • Attractive coverage
  • In the case of loss of income, you do not have to spend your savings
  • A unique concept of insurance only available through UniCredit Bank
PRODUCT PARAMETERS

Generali will repay for you:p>

  • the full amount of the loan for you in the event of death, total permanent disability or award of the ŤZP (severe health disability requiring a guide) card;
  • your instalments in the event of incapacity for work or involuntary unemployment;
  • the amount of 9 times the instalment in a single payment if you are diagnosed with one of the selected types of cancer.

 

To meet your needs, we have prepared 3 insurance sets from which you will definitely choose.

 

PRODUCT PARAMETERS

Unique security for your housing loan throughout the loan repayment period.

 

 

 

Repayment of outstanding housing loan balance

Magdaléna, a 47-year-old woman, decided to take out an 18-year housing loan in the amount of EUR 41,200 with insurance covering death, disability/ŤZP (severe health disability requiring a guide) card and incapacity for work for more than 30 days. Almost two years after drawing down the loan, she was suddenly hospitalised due to a persistent irritating cough. Examinations revealed cancer. Two months later, the disease progressed so much that Magdaléna died. Generali insurance company repaid the outstanding housing loan balance.

Insurance of the ability to repay a general-purpose loan

Take out insurance for your consumer loan and protect yourself in the event of unexpected life situations. In the event of critical circumstances which could negatively affect your life, insurance company will ensure that the consequences of such circumstances are mitigated.

Benefits you get:

  • a fast and easy way of insuring your loan in UniCredit Bank
  • A simplified examination of your health
  • Attractive coverage
  • In the case of loss of income, you do not have to spend your savings
  • A unique concept of insurance available only through UniCredit Bank
PRODUCT PARAMETERS

Generali will repay for you:p>

  • the full amount of the loan for you in the event of death, total permanent disability or award of the ŤZP (severe health disability requiring a guide) card;
  • your instalments in the event of incapacity for work or involuntary unemployment;
  • the amount of 9 times the instalment if you are diagnosed with one of the selected types of cancer.

 

To meet your needs, we have prepared 3 insurance sets from which you will definitely choose.

 

PRODUCT PARAMETERS

In the case of consumer credit insurance, you will have your repayments under control for the entire duration of the credit.

 

 

 

Repayment of loan instalments in the event of incapacity for work

Renáta, a young 33-year-old woman, took out a consumer credit in the amount of EUR 10,000 for 10 years with consumer credit insurance covering death, disability/ŤZP (severe health disability requiring a guide) card and incapacity for work for more than 30 days. As she was collecting her luggage from the back of her parked car, another driver hit her car when backing up and not paying enough attention. Renáta fell, suffering a serious spinal injury, which made her incapable of work for a long time. Generali repays loan instalments in lieu of Renáta for up to a maximum of 12 months.

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