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Operating Loans

A loan that is specifically intended for selected professions of the Freelancers - individuals and companies who do business in the Slovak Republic. This loan is intended for the following Freelance professions:

  • non-purpose loan for financing the client's short-term operational needs related to his main business
  • submitting an application and evaluating it free of charge
  • up to EUR 10,000 without the obligation to assess the amount of credit turnover and regardless of the length of the business
  • up to EUR 40,000 based on credit turnover for the previous 6 months, submitted from business account statements from another bank
  • preferential interest rate of 8.90% p. a.
  • maturity for an indefinite period with a notice period of 2 months
  • repayment of interest only on the exhausted part of the loan
  • repaying the loan continuously from incoming payments
  • without security (applies to an individuals which are entrepreneurs, for legal entities security by the Guarantee Agreement
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