Online banking

Online Banking is a modern, secure and effective means of financial management via the internet – 24 hours a day, 7 days a week. Security is ensured by state-of-the-art technology proven across the entire UniCredit Bank Group.

Do you cherish your free time? Use our Online Banking internet banking application.

Online Banking offers you the following:

  • overview and history of accounts, debit and credit cards, and securities
  • account statements and other documents in PDF format
  • wide range of functions for domestic and foreign payment operations with the possibility of saving templates for repeated payments
  • establishing, changing and cancelling standing orders and term deposits
  • setting up credit card payments
  • topping up prepaid mobile SIM cards
  • arranging sending of SMS and email reports, e.g. on balances
  • online applications for other banking products such as mortgages and consumer loans

A condition for providing internet banking is having a current account at our bank. Choose from our broad offer of account account packages and obtain Online Banking free of charge.

Security Methods

To access and sign transactions in Online Banking, state-of-the-art methods of security are used:

1. Online Banking Key

It is a mobile application which generates single-use codes limited in time. Owners of smart devices can obtain the Online Banking Key by downloading the Smart Banking application from Google Play or the App Store. For other mobile phones (with Java), you may download a separate application from a link for sent by the Bank in the form of an SMS.

 

We recommend the Online Banking Key if you:

  • want to have security that is free
  • want to have security at all times and do not want to carry additional equipment
  • want to have absolute control over transactions that you are signing
  • often travel to exotic lands where an SMS code may not be delivered in time.

2. SMS Token

Codes for login and payment in Online Banking will be delivered through SMS. When selecting this type of security, you need your own e-mail address to receive the login security code and mobile phone number for receiving SMS one-time codes.

 

We recommend the SMS Token if you:

  • reside mainly in the Czech Republic,
  • want to have security with you at all times and wish to avoid carrying other devices; or
  • send individual transactions, when the SMS code also contains information about the relevant transaction

3. Security Token (keypad device)

An additional device in the form of calculator that is activated with a custom PIN and generates the code for logging on or a payment signature.

 

We recommend the Security Token (keypad device) if you:

  • use a company account (the owner pays a single fee for the token and thus has security costs under control), and
  • also use Telebanking telephone banking

Useful documents

  • Online Banking - signing using electronic token
  • Online Banking - signing using Smart key offline
  • Online Banking - signing using Smart key online
  • Online Banking - signing using SMS key
  • Overview of Services and Parameters
  • Product Business Terms and Conditions
  • Foreign Payment Operations

Fees

Price list