Why take out a mortgage?
- We will extend a loan to you of up to 100 per cent of the estimated price of the property
- Instalments may be broken down to as much as 30 years
- Rates starting from 0.89% p.a. on housing mortgages for 3 years fixation, from 1.29 % p.a. on housing mortgages for 5 years fixation, 1.69 % p.a. for 7 years fixation and 1.99 % p.a. for fixation 10 years
- In cooperation with select construction companies, we offer you a mortgage loan for the purchase of a flat or house under construction. With a wide range of real estate built by our partners and with favourable rates, you can easily choose new housing in a location where you want to live.
The mentioned interest rates in % per annum (p. a.) take into account a discount of 0.30 % p.a. for the insurance of the ability to pay the loan.
The total amount of the loan is EUR 60,000, with a repayment period of 30 years and a 3-year fixed rate of 0.49 % p. a.* The monthly instalment amounts to EUR 179.25, the number of monthly instalments is 361, of which the first instalment is only an interest payment of up to EUR 24.50, the annual percentage rate of charge is 0.87% and it entails an EUR 0 monthly fee for providing the loan, the monthly fee EUR 9.86 for the insurance of the ability to pay the loan; the fee for registration of the pledge over the property with the land register is EUR 66. The total amount you have to pay is EUR 68,179.96. The total sum does not include the fee for insurance of the property.