I want to take out a mortgage for EUR to purchase housing.
The value of the property is around EUR.
The number of people in our household is .
The net monthly income of the household is EUR.
The maximum credit limit on the credit card and bank overdrafts is EUR.
Regular loan monthly instalments of the whole household amount to EUR and other regular monthly expenses are EUR.
I would like to know the amount of monthly instalments in the event of a -year maturity.

Double click to edit calculator result component

      Why take out a mortgage?

      • We will extend a loan to you of up to 100 per cent of the estimated price of the property
      • Instalments may be broken down to as much as 30 years
      • Rates starting from 0.69% p.a. on housing mortgages for 3 years fixation,  from 1.29 % p.a. on housing mortgages for 5 years fixation, 1.69 % p.a. for 7 years fixation and 1.99 % p.a. for fixation 10 years
      • In cooperation with select construction companies, we offer you a mortgage loan for the purchase of a flat or house under construction. With a wide range of real estate built by our partners and with favourable rates, you can easily choose new housing in a location where you want to live.

      More information

      Representative example: Would you like to take out a mortgage of EUR 60,000 and be confident during repayment? The Bank will also lend you for the fee for inclusion in the insurance of the ability to repay the loan for the first 5 years in the amount of EUR 1,800. The total amount of the loan is EUR 61,800, with a repayment period of 25 years and a 3-year fixed rate of 0.69 % p.a.*

      The amount of the monthly instalment with loan insurance is EUR 224.34, the number of monthly instalments is 301, of which the first instalment is only an interest instalment of EUR 35.54, the monthly fee for provision of the loan is EUR 0, the monthly fee for the U Konto account keeping is EUR 8**. The fee for registration of the pledge over the property with the land register is EUR 66. The annual percentage rate of charge is 1.25 %. The total amount you have to pay is EUR 69,811.54.  The total sum does not include the fee for insurance of the property.

      * The interest rate applies to loans up to 80 % of the loan’s collateral value, provided the Client meets the conditions for creation of the insurance of the ability to repay the loan, takes out the insurance of the ability to repay the loan, and credits his/her U Konto account with at least 1.5 times the current amount of the instalment on a regular basis. In that case, the Client shall be reimbursed the costs of appraisal of the property - up to EUR 150 for flats and up to EUR 210 for detached houses.

      ** The monthly fee for the U Konto account keeping is EUR 0, provided the Client credits such account with income of at least EUR 400 on a monthly basis.


      Spinning wheel animation


      UniCredit Logo