Buyer's credit

Do you export goods and services and would like to be paid for them immediately upon delivery? Advantageous credit financing may be the solution. Take advantage of UniCredit Bank’s experience in providing long-term credit to foreign customers and their banks.

For whom is buyer’s credit intended?

  • For exporters willing to improve their chance to attract foreign contracts.
  • For companies filing applications for foreign tenders involving a requirement for the foreign client’s long-term financing.
  • For exporters wishing to provide their customers with the possibility to take out a loan to finance their contract under favourable terms.
  • For exporters dealing with a foreign business partner based in a country where long-term loans are not easily available or too expensive owing to high interest rates.

What can we do for you?

  • We will improve the liquidity and cash-flow of the foreign buyer.
  • Where required, we will link the buyer’s credit to designated-purpose, pre-export financing and thereby facilitate the realisation of higher-volume orders.
  • We will prepare a comprehensive solution for your business partner’s financial situation.
  • Thanks to close cooperation within UniCredit Group, we will provide you with all the necessary information about a customer and the specific foreign market in the country where an affiliated bank operates. We can also combine an export buyer’s credit with credits from an affiliated bank operating in the customer’s country.

EXIMBANKA SR Insurance

When financing contracts in higher-risk territories, we cooperate with the Export-Import Bank of the Slovak Republic ("EXIMBANKA SR"), which covers territorial (including geopolitical) risks not only for the bank but also for exporters.

EXIMBANKA SR is the Slovak state export credit agency whose mission is to support Slovak exporters. Thanks to EXIMBANKA SR credit insurance, foreign buyers of your goods and services can obtain higher financing limits and more favourable financing terms than those available in their local markets (for example, due to excessively high interest rates or currency restrictions).

Thanks to preferential financing provided by UniCredit Bank and backed by EXIMBANKA SR insurance, you become more competitive when offering your goods and services, as financing is included directly in your offer. You receive payment from UniCredit Bank immediately after the export transaction is completed, while your buyer repays the bank in line with the cash flow generated by the delivered goods or services.