BusinessNet Professional

BusinessNet Professional is a safe and user-friendly on-line banking system designed to satisfy the most demanding requirements of corporate clients.

  • A comprehensive overview of services

Main Benefits

  • You may control your corporate accounts wherever you are without the need of software installation - the only thing you need is a computer or a smartphone with Internet access.
  • You may split the authorisations to control accounts between your employees within your company (preparation of payment orders versus their checking and signing).
  • You may manage accounts of several companies, or even your personal accounts, within a single user access.

Basic functionalities

  • processing of domestic payment orders (instant / standard / express payment, direct debit request, simplified transfer between own accounts, standing order, direct debit authorisation) 
  • processing of foreign payment orders (standard foreign payment, instant / standard SEPA payment, SEPA B2B direct debit request, simplified tranfers between own accounts, standing order). *In the case of SEPA payments, verification of payee (VoP) is available.
  • entering and changing term deposits (including displaying their balances)
  • uploading SEPA and international payment orders from a file gnerated by an accounting system for easy processing
  • displaying current balances and transaction history
  • controlling accounts of several companies through a single user access
  • flexible setting of signing authorities on the account and user levels (including use of transaction limits) 
  • option to create payment order templates and databases of business partners and to share these with other users
  • orders archive - list of authorised (signed) transactions sent to the Bank for processing
  • access to UniCredit Bank accounts which may easily be exported to the bookkeeping
  • messaging between the bank and the user
  • information about payment cards
  • information about mutual funds
  • personalised service - setting of favourable pages, preferred account, naming your account, etc.
  • English and German versions available

 

*What is Verification of Payee (VoP)?

"What is Verification of Payee?" (VoP)?

Verification of Payee is a service, available from October 2025, that allows you to verify whether the entered account number matches the real beneficiary's name when entering SEPA payments (payments in EUR within the eurozone). This function significantly strengthens the security of your finances and also helps prevent errors when entering payment data. 

 

How does it work?

  • When entering a SEPA payment, you fill in the account number and the recipient’s name (mandatory details). The system performs an automatic check to compare whether the details match.
  • The verification of the recipient’s name is done instantly during the payment entry, so it does not affect the processing speed.
  • The system is designed to be tolerant of minor errors but will alert you to significant discrepancies that may indicate a mistake or a risky transaction. Possible check results are:
    • Match – the recipient’s name and account match, and the payment proceeds without any alert (diacritics, uppercase/lowercase letters, special characters, and company legal forms are not considered in the match evaluation).
    • Partial match – the system detects minor differences and notifies you (e.g., typos, word order swaps, etc.). The correct recipient name is displayed, and the payment can still be sent.
    • Mismatch – the entered name differs significantly from the registered one. A recommendation to verify the details is displayed, but the payment can still be sent despite the discrepancy.

 

Which payments does this apply to?

  • The obligation to verify the match between the recipient’s name and IBAN applies to banks within the eurozone and covers both instant and standard SEPA payments.
  • Verification of Payee (VoP) for bulk payments from imported files will be available upon request.

 

Why is it important?

  • It protects against fraudulent transfers – for example, in cases where attackers try to trick you into sending money to the wrong account.
  • It increases trust in the security of payment transactions.
  • It helps prevent incorrectly entered SEPA payments.

Advanced functionalities

  • Cash Management enables determine aggregate balances on accounts maintained at the bank and at other banks with the option of conversion to a selected currency.
  • Trade Finance supports the entering of bank guarantees, documentary collections, and documentary letters of credit.
  • SWIFT MT940 and MT942 serve to receive statements of other banks in the Slovak Republic and in the world with the option of their exporting to bookkeeping.

Documents to download

  • List of electronic banking services and parameters