Payments via terminal

Accept your customers’ payment cards using UniCredit Bank terminals. You will thus offer them greater convenience when shopping, make work easier for your employees, and at the same time increase your sales.

If you already accept payment cards, compare the services that you currently use with those of our bank. We will happily prepare a tailor-made solution for your company’s payment card acceptance system. If you have questions, do not hesitate to: acquiring@unicreditgroup.sk

If you use a terminal, do so conveniently

 

We will lease you the terminal

  • We provide free installation
  • Telephone service for maintenance and advisory is at your disposal 24 hours a day.
  • We provide  free services of terminal  and training for your personnel.
  • We will arrange a reliable and fast connection to the bank’s authorisation centre.
  • Payment is possible with all types of cards
    • Visa, Mastercard,
    • American Express,
  • We credit payments by Visa and Mastercard cards to your UniCredit Bank account as soon as the next day.
  • You can receive an electronic statement on executed transactions :
    • daily,
    • weekly,
    • monthly
  • Free support for generated complaints related by payment cards

 

Accept contactless payment cards

New technology
Enables execution of transactions using contactless payment cards or via mobile telephone with NFC (Near Field Communication) technology supporting the PayPass and PayWave standards.

Speed
Accelerates payment, thus reducing waiting time at cash registers

Simplicity
Contactless payment is performed simply by passing the contactless cards or mobile telephone near to the payment terminal’s contactless sensor.

Safety
Accidental payment is avoided as contactless payment is performed by passing cards near the payment terminal at a minimal distance.

 

What are the advantages of accepting card payments through UniCredit Bank?

Card payments make life easier for you and your clients by enabling them to make purchases even if they have insufficient cash.

Reduce costs and obtain these extra services

 

  • Connection of a terminal to a cash register – simplified and accelerated payment process.
  • Acceptance of  meal card  at terminals.
  • ability to define variable symbol
  • bill payments
  • TOP UP
  • Your company’s logo printed on every receipt from the terminal.
  • integration and specific solutions according to client requirements
  • Cash Back-payment for goods must be worth at least € 5. The maximum amount of a selected amount of functionality through Cashback is € 100 per transaction and are included in the daily limit for cash withdrawal

 

Choose a tailor-made terminal

Payment terminals

  • Ethernet terminal is connected to the Internet network
    (Establishing a fee for internet access in client mode)
  • GPRS Terminal- connection via SIM card (02, T-com, Orange)

We also offer self-service terminals

  • Reduce your operating costs through self-service devices
  • It is possible to pay parking fees
  • With CardManager pay-at-the-pump petrol station machines,

Information on rate structure

 

Based on an EU regulation which became effective on 9. 12. 2015, the Bank is obliged to offer clients a commission from the acceptance of payment cards in the Intechange fee (IF) Plus format.

IF – Fee for payment card issuer
+ - scheme costs
+ - bank’s costs + margin

The amount of Visa card scheme costs for the acceptance of payment cards is 0.175% + 0.01 EUR transaction fee

The amount of Mastercard card scheme costs for the acceptance of payment cards is  0.340% + 0.01 EUR transaction fee

IF – Fee for card issuer

Based on an EU regulation which became effective on 9. 12. 2015, the Bank is obliged to offer clients a commission from the acceptance of payment cards in the Intechange fee (IF) Plus format

IF – Fee for payment card issuer
+ - scheme costs
+ - bank’s costs + margin

Mastercard
Mastercard is split into 3 regions in Europe. According to the region where the payment card is issued and the method of payment card acceptance, the relevant fee for issuer will be used.

  • Mastercard – list of regions

Mastercard EEA subregion
Relevant IF for card transactions from this region can be found through the link below: https://www.mastercard.us/en-us/about-mastercard/what-we-do/interchange.html

Mastercard Western subregion
Relevant IF for card transactions from this region can be found through the link below:

  • MC – Intra-Western Interchange fee
  • Maestro – Intra-Western Interchange fee

Mastercard Eastern subregion
Relevant IF for card transactions from this region (in this case the Intra-European Interchange fee) can be found below:

  • MC – Intra-European Interchange fee
  • Maestro – Intra-Euro. Interchange fee

Mastercard – region outside Europe
If the card is issued outside Europe, the relevant IF for card transactions from this region can be found below:

  • MC – Interregional Interchange fee
  • Maestro – Interregional Interchange fee

Mastercard - Meal vouchers
If the card is issued outside Europe, the relevant IF for card transactions from this region can be found below:

  • Mastercard – Meal vouchers

Visa
Relevant IF for card transactions from Europe region can be found through the link below: https://www.visaeurope.com/about-us/interchange/fees-and-interchange

Relevant IF for card transactions from region outside Europe can be found below:

  • Vis – Interregional Interchange fee

Structure and format of electronic statements

UniCredit Bank offers a free subscription electronic statements.

Statements are sent on a daily / weekly / monthly basis via email, client contact.

Formats List:

  • HTML
  • XML
  • CSV

advantages:

  • Control of payments and charges
  • The ability to export to accounting system and automate customer billing
  • Password option statements based on client requirements

Documents for download

  • Instructions for merchants accepting payments via payment cards - valid from the 1st of August 2025
  • Product Terms and Conditions for accepting payment cards  - valid from 1. 8. 2025