A general-purpose consumer loan to finance any of your personal needs.
If you are over 18, residing and receiving income in Slovakia, not in a probationary or notice period, with telephone contact details, then nothing stands in your way to apply for a loan
Step 1 - Visit our branch and present the following documents:
Step 2 - We will prepare the PRESTO Loan Application with you and, with your consent, we will consult the credit registers.
Step 3 - If your application is approved, we will prepare the loan for you in accordance with your own needs; sign the PRESTO Loan Contract and the money is yours
One-off fee for provision of the loan is 50 EUR.
Do you know how you would repay your PRESTO Loan if you fall ill or lose your job? Insurance against the inability to pay offers a solution. The insurance applies to death, 3rd degree disability, incapacity for work, involuntary loss of job or hospitalisation.
For whom is the product intended?
For all applicants and co-applicants for the PRESTO Loan who comply with the following conditions:
In the case of risk of involuntary loss of job, clients must comply with the following extra conditions:
What are the benefits for clients?
Choose from the following packages:
What documents need to be presented?
What fees will I pay?
So as to avoid increasing the price of the loan and translating it into interest rates, we have kept only the initial fee of 50 EUR for arranging the loan.
Do I need a co-applicant?
We may require a co-applicant for loans exceeding 10.000 EUR. In the event of joint property of spouses, a signature of declaration on word of honour by the other spouse is always required, unless he/she is already a co-applicant for the relevant loan.
Why should I take out insurance against the inability to pay?
Insurance protects you in the event of unexpected life situations, such as long-term hospitalisation, loss of job, etc.
How can I ask for postponement of instalment payment?
All you have to do is visit the bank and sign an application for postponement of instalment payment. You must do so not later than as of the last calendar day of the month in order to postpone the instalment payment the following month. The instalment payment is postponed including interest. You can ask for postponement of the instalment payment not earlier than after 10 months of due repayment. You can postpone your instalment payment up to 5 times during the repayment period free of charge.