Payment terminals

If you accept payment cards at your point of sale, please compare the offer with our bank's services. We will be happy to prepare an offer that reflects your requirements. If you have any questions, please do not hesitate to contact us by email:acquiring@unicreditgroup.sk

If terminal, then comfortably

 

  • we will provide you with a terminal
  • installation of the payment terminal is free of charge
  • helpdesk support 24/7/365 is free of charge
  • payment terminal service and operator training is free of charge
  • we will set up a reliable and fast connection to the authorization center
  • payment can be made with the following card types:
    • Visa
    • Mastercard
    • American Express
  • Transactions made with Visa, Mastercard will be credited to your UniCredit Bank account the next business day
  • Detailed overview of the transactions made sent by e-mail :
    • daily
    • weekly
    • monthly
  • free support in case of complaints concerning payment cards

 

Accept contactless payment cards

 

New technology
Allows you to make transactions with contactless cards or via a mobile phone supporting NCF (Near Field Communication) technology supporting PayPass and PayWave.

Speed
Speeds up payments and reduces the time needed at the checkout

Simplicity
Contactless payment is made by simply attaching a contactless card or mobile device supporting this functionality to the contactless card reader.

Security
Accidental payment is excluded. Contactless payment is made by attaching the contactless card to the card reader

 

What are the benefits of paying by card through payment terminals?

 

Payments by credit card will simplify life for you and your clients.
Lack of "cash" will no longer be a problem and you can pay with your credit card without any worries.

 

Reduce your costs and benefit from extra functionality

 

  • linking the cash register with the cash desk
  • acceptance of meal cards
  • possibility of entering a variable symbol
  • cheque payment
  • mobile operator credit top-up
  • display of your company logo on the payment terminal
  • integrations and client-specific solutions
  • Cash back- Payment for goods must be a minimum of 5€. The maximum amount withdrawn through the Cashback functionality is 100€ per transaction and is counted towards the daily cash withdrawal limit 

 

Choose your terminal

Platobné terminály

 

  • Ethernet  terminal - a terminal connected to the internet network
    (set-up and Internet connection fee is at the client's expense )
  • GPRS terminal- connection via SIM card  (02, T- com, Orange)

 

Self-service payment terminals

 

  • reduce your service costs with self-service facilities
  • parking  systems  
  • fuel dispensers "tankers""

 

Fee structure information

 

Based on the regulation of the European Union, which is effective from 9.12.2015  the bank is obliged to present the fee structure in the format   of the Intechange fee (IF) ++

IF –  fee to the payment card issuer

+ - scheme costs

+ - bank costs + margin

The amount of Visa card scheme costs for the acceptance of payment cards is 0.175% + 0.01 EUR transaction fee

The amount of Mastercard card scheme costs for the acceptance of payment cards is  0.340% + 0.01 EUR transaction fee

IF - fee to the card issuer

 

IF – fee to the card issuer

Based on the regulation of the European Union, which is effective from 9.12.2015  the bank is obliged to present the fee structure in the format  Intechange fee (IF) ++
IF –  fee to the card issuer
+  - scheme costs
+ - bank costs + margin

Mastercard
Mastercard  distinguishes 3 regions within Europe . Depending on the region where the payment card is issued  and how the card is accepted, the appropriate interchange fee will be applied

  • Mastercard list of regions

Mastercard EEA sub-region
If the payment is made with a payment card from the same region, the fees of the issuing bank can be found at the following link: https://www.mastercard.us/en-us/about-mastercard/what-we-do/interchange.html

 

Mastercard Western sub-region
If the payment will be made by credit card from that region, the issuing bank's fees are listed below:

  • MC – Intra-Western Interchange fee
  • Maestro – Intra-Western Interchange fee

Mastercard Eastern sub-region
If payment is made by credit card from that region, the issuing bank's fees are listed below:

  • MC – Intra-European Interchange fee
  • Maestro – Intra-Euro. Interchange fee

Mastercard –  Region outside Europe
If the payment will be made with a payment card from that region, the issuing bank's fees are listed below:

  • MC – Interregional Interchange fee
  • Maestro – Interregional Interchange fee

Mastercard – meal cards
Mastercard – meal cards

Visa
If the payment will be made with a Visa card issued within Europe , the fees of the issuing bank can be found at the following link : https://www.visaeurope.com/about-us/interchange/fees-and-interchange

If the payment is made with a Visa card issued outside Europe, the fees of the issuing bank can be found at the following link:

  • Visa – Interregional Interchange fee

Structure and format of electronic statements

 

UniCredit Bank  offers free sending of electronic statements.

Statements are sent on a  daily / weekly / monthly basis to  the client's contact email.

Statement formats :

  • HTML
  • XML
  • CSV

Benefits:

  • Control of payments and fees made
  • possibility to export to the client's accounting system and automate  billing
  • possibility to password-protect statements  based on the client's request

Documents for download

  • Instructions for merchants accepting payments via payment cards - valid from the 1st of August 2025
  • Product Terms and Conditions for accepting payment cards  - valid from 1. 8. 2025