Visa Gold

Representative example

- Card type

Visa Gold

- Credit card limit 

EUR 6,000

- Interest rate 

17.7% p.a.

- Monthly fee* 

EUR 6

- APR (Annual Percentage Rate)** 

21.8%

- Monthly instalment 

EUR 500

- Expected maturity (months) 

12

- Total amount paid by the client 

EUR 6,647.28

 

The amount of the 12 monthly interest payments on the loan is:

1. 88,50
2. 81,13
3. 73,75
4. 66,38
5. 59,00
6. 51,63
7. 44,25
8. 36,88
9. 29,50
10. 22,13
11. 14,75
12. 7,38

The credit limit is negotiated for an indefinite period.


 

* The fee does not apply if the conditions of the Program pre vernĂ½ch loyalty programme are met.

** The APR (annual percentage rate) has been calculated on the assumption that the credit limit is drawn in the form of a non-cash payment on the first day after the conclusion of the contract, that it is granted for 1 year, that it bears the interest rate specified above, that it is repaid in 12 identical monthly instalments starting 1 month following the day of the first drawdown, with no interest-free period, and that the fee above is paid.