OPTION TO POSTPONE INSTALMENTS

Dear Clients,

 

We have prepared for you an option to postpone instalments of housing loans, mortgage loans, PRESTO Loans and loans for companies, small entrepreneurs and sole traders.

At our bank, the postponement is carried out under the relevant law.

  • Postponement of instalments of the same loan may be applied for only once during the pandemic.
  • If you have more loans with our bank, please fill in a separate application for each loan.
  • Postponement of loan instalments may be requested for a maximum period of 9 months, regardless of whether you have monthly or quarterly instalments or a one-off instalment. 
  • Postponement of loan instalments does not mean they are forgiven. The obligation to pay the loan instalments is postponed until the end of the period for which you want to postpone your loan instalments.
  • After submitting your referral application we will inform you about its assessment within 30 days.

I WISH TO POSTPONE INSTALMENTS FOR HOUSING LOANS, MORTGAGE LOANS AND PRESTO LOANS

I WISH TO POSTPONE INSTALMENTS


I WISH TO POSTPONE INSTALMENTS FOR LOANS FOR COMPANIES, SMALL ENTREPRENEURS AND SOLE TRADERS

To postpone instalments for a loan for companies, entrepreneurs and sole traders, please attach a completed application HERE

and submit the form to continue

I WISH TO POSTPONE INSTALMENTS


Frequently asked questions and answers:

Under which law is the postponement of instalments carried out?
I have a business loan, what type of instalments can I postpone?
Who can apply for a postponement of instalments?
What about interest? Will interest accrue on the loan during the period of postponement? Will I then pay more?
If I have a monthly-paid insurance of the ability to pay taken out for the loan, will it be postponed as well?
Will I pay a fee for the postponement?
If I want, can I repay the loan during the postponement, for example, in the form of an early repayment?
Can the bank reject my application for a postponement of instalments?
I am an entrepreneur, what are the conditions that make me eligible for a postponement of instalments?
When does the postponement of instalments begin to apply after the submission of the application?
I am a sole trader and I have a housing loan. Do I have to fill in the application for a postponement of housing loans, mortgage loans and PRESTO Loans, or an application for a postponement of loans for companies, small entrepreneurs and sole traders?
Where can I apply for a postponement of instalments?

More detailed information for entrepreneurs is available in the document HERE.

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