Be UniCredit

Have you received a voucher from a friend with a special discount for opening/taking out a UniCredit Bank product? Then you can save money thanks to these discounts and benefits only for you - all you have to do is open/take out one of the mentioned products and present a valid voucher at any branch.

  1. Choose from our product offer
  2. To get a discount, present a voucher with a unique Promo Code at any UniCredit Bank when opening/taking out a product
  3. When applying for a product via, enter the Promo Code in the relevant field

*By using a voucher or Promo Code, you confirm that you have been acquainted with the terms and conditions of the Be UniCredit Marketing Campaign for Clients

Product Offer


The best things in life are free

U Konto is one of the best accounts in the market. With our bank, all ATM withdrawals, account-keeping as well as domestic standard online payments are FREE.
Choose an account according to your needs!



  • For everyone aged 15 to 26


  • All you have to do is credit your account with at least CZK 12,000 a month


  • For demanding clients
  • You get up to two gold cards and Premium Health Assistance as a bonus
  • All you have to do is have a cashless credit turnover on your account of at least CZK 50,000 in the relevant month or the total volume of deposits at UniCredit Bank is at least CZK 1 million as of the 20th day of the relevant month



Fulfil your wishes? Easy, thanks to our PRESTO Loan with the lowest instalments.

To make all your dreams and wishes come true, we offer our favourable PRESTO Loan, which offers the lowest instalments and can be utilised for anything.

For example, you can have CZK 100,000 for just CZK 1,493 a month.


With a valid voucher when taking out a new contract, you obtain a bonus of CZK 4,500*, which can be used for anything, even for the first instalment.


Complete your list of wishes and finally do something that will make you happy! You can use our favourable PRESTO Loan completely at your own discretion, without having to take anything into account.



  • Instalments set up according to your needs
  • Repayment of the loan (or part thereof) at any time
  • Postponement of instalments allowed up to five times (starting with the tenth monthly payment)

Good to know:

  • Loans from CZK 30,000 up to 500,000
  • Repayment may be set up to 7 years
  • No co-applicant needed when applying for up to CZK 250,000


To take out a loan, you will need:

  • ID card and second form of identification
  • Confirmation of income or tax return for the previous calendar year
  • Document verifying your current address, e. g. telephone bill or SIPO payment bill

Representative example: I want to borrow CZK 160,000. The total loan amount of CZK 161,500 includes the fee of CZK 1,500 for provision of the loan. The duration of the loan is 60 months. The interest rate is 6.2% p. a. The amount of the monthly instalment is CZK 3,138. The annual percentage rate (APR) is 6.8% p. a. The total amount due is CZK 188,691.

* A bonus of CZK 4,500 is granted for the General-Purpose PRESTO Loan, PRESTO Loan – Consolidation of Loans, PRESTO Loan – Transfer of Loan lasting for at least 60 months, with insurance on the ability to repay and with an actively used account in UniCredit Bank. The total amount of the loan (including the price of insurance) must exceed the amount of CZK 150,000. The offer is valid until further notice.



Do you have one loan? Use the possibility of transferring your loan to our favourable PRESTO Loan and make your monthly instalments lower.



  • Maintaining the same period of repayment
  • No unnecessary paperwork
  • No fees for provision or keeping of the loan

Good to know:

  • Loans up to CZK 600,000
  • Any paperwork related to repayment of the loan to the existing provider will be handled for you
  • The possibility of postponing instalments up to five times (starting with the tenth monthly payment)

To take out a loan, you will need:

  • ID card and second form of identification
  • Document for the existing loan which the client wants to transfer (a statement for the account from which loan instalments are paid or the loan agreement)



Do you have multiple loans? Use the possibility of consolidating your loans into one, more favourable PRESTO Loan


  • Repayment of only one, lower instalment
  • Money saved
  • Better overview of your finances
  • Any paperwork, including communication with former creditors, will be handled for you

Good to know:

  • Consolidation of loans totalling from CZK 30,000 up to CZK 1,000,000
  • Possibility of setting up repayment up to 7 years, and up to 8 years for loans over CZK 600,000
  • No co-applicant needed when applying for up to CZK 250,000
  • Possibility of borrowing more funds owing to the consolidation of loans

To take out a loan, you will need:

  • ID card and second form of identification
  • Documents for existing debts, e.g. statements for the account from which loan instalments are paid, credit card statements or loan agreements


Mortgage Loan

Start making your dreams come true now.

Ask our mortgage experts and take advantage of our very attractive interest rates.


Transfer your mortgage to our bank and save money

  • Now free of charge
  • Acceptance of the original real estate appraisal
  • Extraordinary instalment up to 20% of the principal free of charge
  • Security with insurance on the ability to repay the loan



Save CZK 2,500 on the contractual fee! Moreover, get a discount of 0.1% p.a. on the interest rates of every mortgage over CZK 1,000,000*

  • Up to 100 per cent of the estimated price of the property
  • Favourable 3- and 5-year fixed rates
  • Extraordinary instalment up to 20% of the principal free of charge
  • Security with insurance on the ability to repay


* Upon presenting a voucher, the client may claim a discount of 0.10 % p.a. on the final interest rates; this discount may be granted at least at the lowest interest rate published. The interest rates apply to loans exceeding CZK 1 million.

Regular Investments

Think of your future and make regular investments in Pioneer mutual funds

With a valid voucher, you now get a 50% discount on the initial fee

  • You can start creating a reserve from CZK 500 a month
  • Investment risk is mitigated using regular investments and extensive diversification
  • Possibility of combining with regular savings
  • Investment horizon (from 3 to 40 years)
  • Bond, balanced or equity mutual funds
  • Access to the transparent My Pioneer online application

Do you know that: Pioneer Investment received the prestigious Global Investor of the Year 2015 award?


Investments in Pioneer mutual funds

Get a potential for higher returns than on savings accounts or time deposits.

With a valid voucher, you now get a 50% discount on the initial fee

Why invest with Pioneer Investments?

  • Major worldwide investor managing assets of around EUR 201 billion
  • Unique solutions thanks to its presence in 20 countries in the world
  • More than 85 years of experience in investing
  • Active risk management and provision of attractive returns for investors
  • Holder of many prestigious awards from renowned rating agencies


Bella Vita Life Insurance

You can rely on Bella Vita insurance in any adverse situation in your life.

With a valid voucher, you get increased risk coverage with no extra fees

Benefits for all insured risks in claims caused by car accidents increased by 50%*



  • Security in the event of an accident, illness or serious situations in your life
  • Insurance of your entire family in one policy
  • Ability to adapt the insurance policy to your current needs at any time

More information

* Besides daily compensation. The increase applies to all insured persons throughout the term of the policy.


Easy conditions for obtaining your discount

You can use a voucher at any UniCredit Bank branch only once during its validity. Current vouchers and promo codes are valid until 30 September 2016. Discounts are not accumulative with other discounts, unless provided otherwise.

Vouchers cannot be used by employees of the bank, UniCredit Bank Expres or Partners Point of Sale or third-party representatives. Third-party clients are also excluded from the discounts.


Please be informed of the detailed Terms and Conditions of the Discount and Amendment.

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