- Reduce your loan instalment
- We will settle the penalties for early repayment of your existing loans (in the case of arranging payment protection insurance and a current account)
- No need to document your income
- Option to postpone the instalment up to five times (the earliest opportunity is to postpone the tenth monthly instalment)
- Option to repay the entire loan or a part there of early with no penalty
- Payment protection insurance with choice of insured risk
- You can get the loan with a a single visit to the bank
- Direct drawdown to your account immediately upon signing the contract
- Loan amount between 650 EUR and 25,000 EUR (above 10,000 EUR, a co-applicant may be demanded)
- Optional maturity period 12 - 108 months
- Actractive interest rate guaranteed throughout the loan repayment period
Why take out a PRESTO Loan
Representative example: Do you want to borrow EUR 6,000 and be confident during repayment? The total amount of loan including an EUR 1,008 fee for the insurance of the ability to repay the loan throughout its repayment is EUR 7,008, with a 7-year repayment period and fixed interest rate at 4.90% p.a.(1) The amount of the monthly instalment with loan insurance is EUR 98.72, the fee for provision of the loan is EUR 0.00 per month, the annual percentage rate of charge is 10.17%, and the total amount repaid through 84 instalments is EUR 8,295.30.
(1) The interest rate applies, provided the client meets the conditions for creation of the insurance of the ability to repay the loan, takes out the insurance and uses an account in UniCredit Bank.