Star among loans

with a guaranteed interest rate of only 4.9 % p. a.

PRESTO Loan - Non-purpose

  • Loan for anything

  • Guaranteed interest rate

  • A quick and easy solution for anyone who wants to save

Orientation Calculator for Non purposeless PRESTO Loan for anything

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How to take out a PRESTO Loan?

We will call you

Over the phone, we will arrange a meeting with you at our nearest branch.

You will come to the branch, bringing the required documents

You will need your ID card, proof of income or account statements, or your tax return for the previous calendar year.

We will prepare the PRESTO Loan Refinancing Application with you

If your application is approved, we will prepare the loan in accordance with your own need; sign the PRESTO Loan Refinancing Contract and send the money to your account.

You might want to know

Important information related to taking out a PRESTO Loan

Loan Parameters
Why take out a PRESTO Loan and who is the product intended for?
Insurance of the Ability to Repay
FAQ and useful documents

 

Representative example: I want to borrow EUR 12,000. The total loan amount including the EUR 50 commitment fee is EUR 12,050 with a 96-month repayment period and an 4,9 % p.a. fixed interest rate. The monthly instalment amounts to EUR 151.97, the number of monthly instalments is 96, of which the last instalment amounts to EUR 155.32. The annual percentage rate (APR) is 5.12 %. The total amount you pay is EUR 14,592.47.

Interest rate information. Interest rate 4.9% p.a. applies to loans over EUR 10,000 with a maturity of at least 85 months and by sending income to an account at UniCredit Bank.

This notification is for informational purposes only and does not constitute a proposal for the conclusion of a contract. Potential conclusion of a contract is subject to obtaining the required internal approval and to signing the relevant documents.

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