Cut your interest rate

4,9 % p.a. truly for everyone.

Everyone can save money with an interest rate of only 4.9 % p. a.

  • Transfer your loans to our bank and save money

  • No unnecessary paperwork

  • Flexible repayment – choose the date of your payment

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How to take out a PRESTO Loan?

We will call you

Over the phone, we will arrange a meeting with you at our nearest branch.

You will come to the branch, bringing the required documents

You will need your ID card, proof of income or account statements, or your tax return for the previous calendar year.

We will prepare the PRESTO Loan Refinancing Application with you

If your application is approved, we will prepare the loan in accordance with your own need; sign the PRESTO Loan Refinancing Contract and send the money to your account.

You might want to know

Important information related to taking out a PRESTO Loan

Loan Parameters
Why take out a PRESTO Loan and who is the product intended for?
Insurance of the Ability to Repay
FAQ and useful documents

 

Representative example: I want to borrow EUR 8 000. The total loan amount including the EUR 50 commitment fee is EUR 8 050, with a 96-month repayment period and an 4,9 % p.a. fixed interest rate. The monthly instalment amounts to EUR 101.52, the number of monthly instalments is 96, of which the last instalment amounts to EUR 126.70. The annual percentage rate (APR) is 5.19 % 

Interest rate information. Interest rate 4.9% p.a. applies to loans over EUR 4,000.

This notification is for informational purposes only and does not constitute a proposal for the conclusion of a contract. Potential conclusion of a contract is subject to obtaining the required internal approval and to signing the relevant documents.

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