Star among loans

with a guaranteed interest rate of only 4.49 % p. a.

PRESTO for a Better Home

  • For the construction, purchase and renovation of a property

  • Up to EUR 4 000 without the need to pledge your property

  • Up to 6 months to prove the loan’s purpose

  • Flexible repayment - choose the date of your payment

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How to take out a PRESTO Loan for a Better Home

We will call you

Over the phone, we will arrange a meeting with you at our nearest branch.

You will come to the branch, bringing the required documents

You will need your ID card, proof of income or account statements, or your tax return for the previous calendar year.

We will prepare the PRESTO Loan Application with you

If your application is approved, we will prepare the loan in accordance with your own need; sign the PRESTO Loan Contract and send the money to your account.

You might want to know

Important information related to taking out a PRESTO for a Better Home

Loan Parameters
Why take out a PRESTO for a Better Home and who is the product intended for?
Insurance of the Ability to Repay
FAQ and useful documents

 

Representative example: I want to borrow EUR 12,000. The total loan amount including the EUR 50 commitment fee is EUR 12,050, with a 96-month repayment period and an 4,49 % p.a. fixed interest rate. The monthly instalment amounts to EUR 149.64, the number of monthly instalments is 96, of which the last instalment amounts to EUR 152.03. The annual percentage rate (APR) is 5.12 %. The total amount you pay is EUR 14,367.83. 

This notification is for informational purposes only and does not constitute a proposal for the conclusion of a contract. Potential conclusion of a contract is subject to obtaining the required internal approval and to signing the relevant documents.

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